http://tynana.savingadvice.com info@savingadvice.com en-us http://tynana.savingadvice.com/2009/01/01/unplanned-spending_46755/ I thought I would start the New Year out by not spending any money but that was not the case. However, not all spending is bad. Dillards had a hugh sale and I got a pair of high heel shoes for $23.70 the great thing about these shoes as they are great quality, originally cost $100.00... Thu, 01 Jan 2009 13:45:00 PST (tynana) http://tynana.savingadvice.com/2008/12/28/return-policies-not-all-bad_46606/ Today I gathered up all the items from Christmas that did not fit or were unwanted and took them back to Wal-mart. The store was able to put $107.00 on a store gift card which was fine with me as Wal-mart is where we buy our groceries and gasoline so the card will get used. It was... Sun, 28 Dec 2008 17:33:24 PST (tynana) http://tynana.savingadvice.com/2008/06/06/i-guit-my-job-to-take-care-of-mom_39841/ I was a hard decision but one I felt I had to make. My mother had a stroke January 2008. She spent three weeks in a rehab facility and then was moved to a nursing home where her Medicare would pay for 110 days of additional rehab. The nursing facility was less than one mile from... Fri, 06 Jun 2008 19:52:00 PST (tynana) http://tynana.savingadvice.com/2008/01/30/celery-and-ranch-dressing_34916/ What a strange title for a savings blog. This is more of a what is really important entry. My darling mom is trying to recover from a stroke which will be one week tomorrow. She had moved from her home of 54 years to an apartment the end of November in order to be closer to my 100... Wed, 30 Jan 2008 18:45:00 PST (tynana) http://tynana.savingadvice.com/2008/01/03/tracking-my-spending_33627/ My plan this year is to track every dime that I spend. In the past, I always felt that I had a good understanding of where our money was going. Eating out was Killng us financially and health wise. I did eat out today with a very good friend that I was unable to dine with during... Thu, 03 Jan 2008 16:24:52 PST (tynana) http://tynana.savingadvice.com/2007/12/25/making-a-list-and-checking-it-twice_33178/ I know the title may be a bit misleading but the list I am making and checking twice is not a Christmas but my list of things to change for the New Year. In the past I have talked about changes I was going to make but I never really made a plan for the changes I wanted to make. Now,... Tue, 25 Dec 2007 18:18:58 PST (tynana) http://tynana.savingadvice.com/2007/08/11/suicide-because-of-debt_29150/ <br /> A call from sil two days ago and brother is dead. He shot himself in the garage of his home. He left behind a loving wife, 10 year old step daughter that was crazy about him, two 20 something daughters and three precious granddaughters. You may wonder how this belongs on a financial... Sat, 11 Aug 2007 14:47:46 PST (tynana) http://tynana.savingadvice.com/2007/07/29/how-necessary-is-some-spending_28720/ Just returned from the grocery store. DH wanted to go with me so even with a list I still spend more when he is with me. Today we bought a Batman movie that he was going to pay for with some birthday money he was given. At the check out he put it with all the other items....What's... Sun, 29 Jul 2007 13:28:26 PST (tynana) http://tynana.savingadvice.com/2007/07/29/what-do-you-do-for-yourself_28711/ It seems like I have no problem making clothing purchases or things for the home but recently and good friend and neighbor convinced me that I needed to do something just for me. My choice has been to have my hair done every six weeks this cost around $80.00 each time but does make... Sun, 29 Jul 2007 06:50:54 PST (tynana) http://tynana.savingadvice.com/2007/07/08/shopping-for-home-items_28074/ Finally, did not shopping that did not make me feel quilty. When I buy things to brighten up our home it actually makes me feel good. Bought two buffet lamps for our sofa table. Got them both for $50.00 at Trees and Trends. This was a good price considering the prices at other places.... Sun, 08 Jul 2007 08:18:03 PST (tynana) http://tynana.savingadvice.com/2007/05/30/vacation-yuck_26651/ Well here is my dilemma. My mother-in-law has family coming from Japan for a three-month visit. While they are here they want to really see the U.S. The first part of the plan is to go to visit San Antonio where my brother-in-law and his wife live and then on to Houston to see a... Wed, 30 May 2007 18:41:51 PST (tynana) http://tynana.savingadvice.com/2007/05/27/wonderful-long-weekend_26513/ Saturday night we had the neighbors over for dinner. It was a great meal and wonderful conversation. Today the men are playing golf all day and I taking it easy here at home. I got several books from the library so have reading materials I can relax with. Got my grocery shopping... Sun, 27 May 2007 12:38:40 PST (tynana) http://tynana.savingadvice.com/2007/05/27/facing-the-check-book_26512/ We have spent a small fortune on eating out. Worse than the damage to our pocket book is the cost to our health and well being. I finally took the time to do a menu for the next two weeks and did my grocery shopping only with those items. When I did this I really do stick with it.... Sun, 27 May 2007 12:30:44 PST (tynana) http://tynana.savingadvice.com/2007/02/11/when-is-spending-ok_22178/ Yesterday was spent with my DD at the local mall. Yes, I did spend money and yes I did manage not to feel quilty about it. I bought several new work outfits for my job. I had been wearing clothes that no longer fit me well and it was really making me feel not to good about myself.... Sun, 11 Feb 2007 18:50:31 PST (tynana) http://tynana.savingadvice.com/2006/10/15/dh-gets-it-sort-of_15726/ Yesterday was spent with the little darlings (grandsons). So DH did not play any golf and it was such a lovely day. He planned on playing today but guess what - it's has been raining all day. Our friend invited us to him home this afternoon so the ladies could visit and the guys could... Sun, 15 Oct 2006 13:05:47 PST (tynana) http://tynana.savingadvice.com/2006/10/11/cant-believe-i-did-that_15543/ I had a less than par meal at a fast food restaurant a few weeks ago and so I e-mailed the corporate office. I then heard back from the local restaurant manager who said he was going to mail me a $10.00 certificate for a free meal. He sounded so sincere that when I did not get it... Wed, 11 Oct 2006 16:30:52 PST (tynana) http://tynana.savingadvice.com/2006/10/08/using-excel-for-envelope-system_15375/ I am loving this system. I was spending so much money on going out to eat and snacking. We were trying to save but could have done better. I set up the envelope saving system on excel and have been tracking everything and also set up out budget on it. Husband has gotton on board... Sun, 08 Oct 2006 08:37:51 PST (tynana) http://tynana.savingadvice.com/2006/10/02/fisher-price-camera_15124/ Ok, I know we need to be saving money but I bought this product for my grandson who just had his 4th birthday. I got it at Target on sale for $59.00 and it is the best gift ever. It is very sturdy, easy for him to use and he has been taking pictures of everything. I have never seen... Mon, 02 Oct 2006 16:36:06 PST (tynana) http://tynana.savingadvice.com/2006/10/02/october-new-beginning_15123/ I am actually excited to be working on budget this month. My son and daughter-in-law have been working on their debt by using the envelope system. While I have a lot of automatic payments I am using a envelope based system with my Excel program. I did not fill up the car with gas... Mon, 02 Oct 2006 16:31:10 PST (tynana) http://tynana.savingadvice.com/2006/09/27/ode-to-grandmothers-everywhere_14887/ I am a pretty good saver until it comes to my little darlings. The older grandson just turned four years old and we are having him a party in three days. Target has been seeing me alot. I just have the hardest time not buying him things. He is always so appreciative just full of... Wed, 27 Sep 2006 17:35:43 PST (tynana)