Sooner or later the bills come due. I had ordered shutters for our home. I made sure that the money I got from my credit union was earmarked to pay for these shutters. Half of the payment has already came due and been paid. The rest of the shutters will be installed tomorrow and the balance is due. Our home mortgage had jumped $200 a month and it has put us a bit behind this month. My only option now is the keep the money for the shutters in the checking account and pay for the shutters with a 9% interest credit card that I have been trying to pay off. I feel like right now it is more important to keep a cushion in our checking acount until the next pay day and then send a check to the credit card company for the amount of the shutters. I love the shutters but should have waited a while before making this impluse purchase. I love my DH but he lets me buy what I want and that sometimes leaves me spending too much money. I have been doing better though as at least now I am putting some money away in a cute little box at home and not taking it out for anything. I am still taking my lunch to work so I think I will actually see more of a money saving once I get over this addtional money for the mortgage. I am at least keeping a spending book and know where the money is going. Baby steps for me.
Paying for home improvements
May 18th, 2006 at 01:39 am