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October new beginning

October 2nd, 2006 at 04:31 pm

I am actually excited to be working on budget this month. My son and daughter-in-law have been working on their debt by using the envelope system. While I have a lot of automatic payments I am using a envelope based system with my Excel program. I did not fill up the car with gas but only put in $30.00 which is what I had alloted for gas using this system. Normally, I would just fill the tank and not even think about the cost. It nice to see where our paychecks will be going instead of the ramdom spending we normally do.

1 Responses to “October new beginning”

  1. LdyFaile Says:

    When gas was a little higher I was doing something similar. I had $40 allocated for gas and would just put in $20 increments. Now that I can fill the tank with less than $40, I go ahead and fill it but keep the dollars in a special place in my wallet in case I need it before I get paid again. If I get paid again and it hasn't been spent, it goes into a special jar to save for months when I have to do a lot of driving. At least that's the plan.

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