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Using excel for envelope system

October 8th, 2006 at 08:37 am

I am loving this system. I was spending so much money on going out to eat and snacking. We were trying to save but could have done better. I set up the envelope saving system on excel and have been tracking everything and also set up out budget on it. Husband has gotton on board by staying within the spending limit. Instead of gassing up our vehicles to full we are both only spending $30.00 each time we are on empty. Better way o keep expenses in line. We have also alloted money for each catagory which I had tried to do before but had really not kept track. My DH just goes along with whatever I want to do so that is great help. I started eating breakfast at holme a homemade muffin and glass of milk instead of buying my usual breakfast at Hardee's and a large coke. It feels good to know I am no longer wasting money. We also have a category for for gifts and entertainment, liquor, you name it, any money that we are spending now goes in a category. Now I can really track our non-food items which were a killer. Wish us luck.

5 Responses to “Using excel for envelope system”

  1. JanH Says:

    That's exactly what we have started doing! It's been almost a month and I can't believe how much it has helped. And I mean we have a category for almost everything cos there is so much room on the pages. Also, my Hubby showed me how to get it to add or subtract numbers in the places I need it to. Good luck! Hope it works out for you and your hubby.

  2. Ima saver Says:

    Good luck! Wish I knew how to use a computer!

  3. carol Says:

    Congratulations upon finding a system that works for you both. It really helps when SO is on board. Wishing you both the best.

  4. Broken Arrow Says:

    Yeah, way ta go guys! Smile

  5. tynana Says:

    I am going to have to try and remember how to do the subtraction on excel. Right now what I do is just put the alloted amont at the top of the page for each item and then add what I spend and see the difference at the bottom of the page. Feel free to share how to do the subtration.

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