Ok, so here goes. I did a second mortgage to pay off some bills. One of those being Capital One. It was paid off on 7/28 and when I got my statement it showed that I had a credit of $79.00 due to the early payoff. Well, since it is so hard to get any money owed you from credit companies, I was ordering my grandbaby some new bedding so I just put it on the Capital One card to use up the balance owed to me - to clear it out. Well now when I check my statement the $79.00 credit had disappeard and in it's place was interest fee of $63.00. Go figure. It will now take no telling how many phone calls to get it all straightened out. I truly hate credit cards and will not use them any more after this has been taken care of.

Yesterday was a real spend day. Mom's 78th birthday was yesterday and so we hosted a party for her at our home. It was a cookout and just for family but still it costs for burgers, cake, gifts, etc. While she has most everything this year we bought her a blood pressure monitor that will be very easy for her to use. She just found out about six months that she had high blood pressure. One thing that came from the party last night is that while "playing" with the blood pressure monitor found that mother-in-law had extremely high blood pressure. She does not go to the doctor unless she gets sick and has not been sick in a couple of years so it was a surprise. She is 80 and very stubborn so next challenge is to get her to go to the doctor for a complete check up. August is such a busy month with someones birthday every weekend, mom, grandmother, son and grandbaby so we now just have to get thru this month and then can start saving more.

Spent the day searching for a dress to wear to a friend's evening wedding next weekend. Found three all on sale and shoes to match. Made sure that the ones that I did not want could be returned to the store. Brought all three home and tried them on for my DH - I really value his opinion on what flatters me. In addition to trying on the three new ones I also tried on a dress that had been hanging in my closet for two years. My DH choose the one that had been in the closet. He said he had always liked the way it looked on me. So final saving will be $200.00 the total cost of all the items I purchased that I will return. No new shoes needed as I slready had some to match the "closet" dress. Lesson learned: shop from my closet first.